Barry Cunningham REALTOR® with The Boulevard Company (843) 530-0755

The Elms of Charleston

The Elms of Charleston is the older, more affordable 55+ choice, a gated neighborhood in North Charleston close to I-26, shopping and medical offices. Homes are 1980s to 2010s construction, and 12-month sales centered around $326,000. It is the most central 55+ option I track if you do not want to live out in Summerville.

By Barry Cunningham, REALTOR®. Updated Nov 8, 2026.

Sales, last 12 months
18
Oct 28, 2025 to Oct 28, 2026
Median sale
$326K
Most between $265K and $360K
Median size
1,592 sq ft
$202 per sq ft
For sale now
2
Active listings, Oct 28, 2026

North Charleston · Charleston County · Not found · Resales only

What it is and where

Several listing sources describe The Elms of Charleston as a gated 55+ community in North Charleston. ActiveAdultLiving lists 325 resale homes, a mix of attached and single-family, roughly 1,474 to 1,977 sq ft, at 9100 Elms Plantation Blvd, North Charleston, SC 29406.

Amenities mentioned in listings and on 55places include a clubhouse, pool, fitness center, pickleball and tennis courts and walking trails. One listing says the HOA includes property insurance, building and general maintenance and lawn and landscaping for that home; coverage may differ between attached and detached homes.

I did not find an HOA website or the original builder, so treat these details as listing-level information.

HOA fees

About $230 a month on 2025 and 2026 listings.

HOA and regime fees as entered by listing agents on CHS Regional MLS listings that closed or were for sale in the last 12 months, pulled 2026-11-08. Agents don't always split the master POA fee from the 55+ regime fee the same way, so treat these as a starting point and get the HOA's current budget and resale certificate before you offer.

Under $500,000?

In the 12 months to Oct 28, 2026, 18 homes I matched to The Elms of Charleston closed under $500,000, and 4 were listed under $500,000 on Nov 8, 2026. See every community side by side on my 55+ under $500,000 guide.

The facts I could confirm

Builder
Not found (Unknown)
Address
9100 Elms Plantation Blvd, North Charleston, SC 29406 (ActiveAdultLiving)
Homes
325 (ActiveAdultLiving (not HOA-confirmed))
Home types
Attached and single-family (ActiveAdultLiving / MLS)
Home sizes
About 1,474 to 1,977 sq ft (ActiveAdultLiving; MLS sales ranged 1,320 to 2,039)
Gated
Yes (55places and listing remarks)
Amenities
Clubhouse, pool, fitness center, pickleball, tennis, trails (55places / listing remarks)
HOA
Amount not published (Listing remarks say very low monthly fee)
Age policy
Described as 55+ (Specific rules not verified)

Pros

  • Most central 55+ location I track, near I-26, shopping and medical care
  • Lowest prices of the metro 55+ neighborhoods, with a median near $326,000
  • Gated, with a clubhouse and pool

Cons

  • Older homes (built 1987 to 2015 in this year's sales) that may need updating
  • Attached homes mean shared walls and HOA rules on exteriors
  • Little published information from an HOA, so plan to review the documents carefully

Before you make an offer

  • Get the HOA's current budget, the resale certificate and any capital contribution or transfer fee due at closing.
  • Read the recorded covenants for the age policy. Under the federal Housing for Older Persons Act, a 55+ community sets its own rules for who must be 55 and whether anyone younger can live there.
  • Run the address through my flood zone lookup and get an insurance quote during your inspection period.
  • If it's new construction, bring your own agent to the first model visit. Many builders won't add an agent later. My new construction directory lists who is building now.

Common questions about The Elms of Charleston

What are the HOA fees at The Elms of Charleston?

2025 and 2026 MLS listings show about $230 a month, with a couple at $233. Ask for the current budget and reserve study, since it's an established community.

How much do homes at The Elms of Charleston cost?

Every sale I matched in the 12 months to Oct. 28, 2026 was under $500,000, with a median near $326,000, and 4 homes were listed under $500,000 on Nov. 8, 2026. It's one of the lowest-priced 55+ options I track, and the closest to North Charleston's job centers.

Is every home in The Elms age-restricted?

I couldn't confirm that every home in the subdivision is inside the age-restricted section. Read the recorded covenants for the specific address.

How I matched the MLS numbers: MLS SubdivisionName 'Elms of Charleston' (North Charleston) with the 55+ flag. I could not confirm whether every home in the subdivision is inside the age-restricted area; listing remarks describe the community as 55+. Closed residential sales flagged "55+ Community" in the CHS Regional MLS, Oct 28, 2025 to Oct 28, 2026. Medians, not appraisals. Deemed reliable but not guaranteed.

Compare the other 55+ communities

All of them side by side: 55+ communities around Charleston. Area guide: North Charleston.

Sources

Builder prices, fees and amenities change often. I checked builder facts on Oct 28, 2026 and MLS fees on Nov 8, 2026.

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