Living in Oyster Point, Mount Pleasant: Homes, Dock, Flood

What's selling in Oyster Point

From Jan 1, 2026 to Oct 21, 2026, 26 homes sold in Oyster Point at a median of $885,000, 1% below the median for Mount Pleasant. Most sold between $760K and $1.38M. The homes that sold were 46% single-family detached and 54% townhomes or condos, with a median year built of 2017. With this few sales, one or two big or small homes can move the median, so read it as a range.

Builder: D.R. Horton (With its Emerald Homes line for the larger homes)
Size: About 535 homes planned (Town approval in 2012 allowed up to 593)
Government: Town of Mount Pleasant (Annexed into the town for the project)
Amenities: Clubhouse, pool, tennis, dock (960-foot dock on a tidal creek)

Where it is and getting around

Oyster Point is off Rifle Range Road in the East Cooper part of Mount Pleasant, about a mile north of the Isle of Palms Connector, with views out toward Hamlin Sound. The amenity center is at 1500 Pearl Tabby Drive. Being this close to the connector puts the Isle of Palms beaches a short drive away.

The road to watch is Billy Swails Boulevard. The town broke ground on its final section in March 2026, a 1.4-mile, two-lane divided road (about $23.1 million) that runs parallel to Highway 17 and Rifle Range Road and ties into Sweetgrass Basket Parkway and the Mount Pleasant Way trail. Town officials expect about 18 months of construction. When it's done, it should give drivers in this part of town another way around when 17 and Rifle Range both back up.

The homes and lots

D.R. Horton built Oyster Point, with its Emerald Homes line handling the larger homes. When the town approved the plan in 2012, the phase 1 mix included ranch homes, paired ranch homes with yard care, single-family homes and Charleston-style townhomes on alleys facing the park. Homes sold through the MLS this year were built from 2016 to 2018, and about half were attached homes.

The plan was approved under a conservation-style zoning district that lets homes sit closer together in exchange for preserving at least 25 percent of the land as green space, and the Post and Courier noted many live oaks were kept. Expect smaller lots than older Mount Pleasant neighborhoods, with ponds and trees doing a lot of the work. I compare townhomes to townhomes and single-family to single-family here, because they're different markets.

Amenities, the park and the HOA

The amenity center has a clubhouse, an oversized pool, a playground, tennis courts and a fitness room, plus a covered pavilion and a 960-foot community dock on a tidal creek. Recent listings also mention pickleball, kayak and paddleboard storage and trails around the ponds. Next door, the town's Fort Palmetto Park has about 1.5 miles of trails and boardwalks, preserved Civil War earthworks and a two-story lookout deck facing the Isle of Palms.

There's a homeowners association, but I couldn't find dues published by the HOA or the builder. Ask for the current budget, the transfer fee and the covenants, and for townhomes ask what exterior maintenance and insurance the association covers.

Flood, rentals and the fine print

Oyster Point sits along the marsh, and much of it is in a mapped flood zone. When I spot-checked street segments against Charleston County's FEMA flood layer, Fort Palmetto Circle and Pearl Tabby Drive came back Zone AE, most of Red Tide Road was AE, and the Oyster Reef Lane segment I checked was Zone X. Check the exact address with my flood zone lookup and ask for an elevation certificate and a flood insurance quote early.

Short-term rentals in Mount Pleasant need an annual town permit, and the town caps them at 400 townwide. Each permit holder can hold two, must show at least 24 rental nights and 4 bookings a year, and needs a local contact who can respond within an hour (town zoning code, Sec. 156.515 to 156.524). HOA covenants can be stricter. Details are on my short-term rental rules page.

Schools

Oyster Point is in the Charleston County School District. Attendance zones can change, so check the exact address with the district's official lookup: Charleston County school zone map.

What people like

Close to the Isle of Palms Connector and the beaches
Community dock, pool, tennis and clubhouse
Fort Palmetto Park's trails right next door

What to weigh first

Many streets are in FEMA flood zone AE
Rifle Range Road and Highway 17 back up at rush hour
Lots are on the small side

Common questions about Oyster Point

How much do homes cost in Oyster Point?

The median sale was $885,000 across 26 closed sales from Jan 1, 2026 to Oct 21, 2026 (CHS Regional MLS), with most selling between $760K and $1.38M. That's 1% below the median for Mount Pleasant ($895,000). The median price per square foot was $397.

Does Oyster Point have an HOA?

Yes. The association runs the clubhouse, pool, courts and community dock. I couldn't find dues published by the HOA or builder, so get the current budget, the transfer fee and the covenants before you commit.

Is Oyster Point in a flood zone?

Much of it is. Most street segments I checked on the county's FEMA layer were Zone AE, with some Zone X. Flood zones are set lot by lot, so run the exact address through my flood zone lookup.

Can I rent my Oyster Point home short term?

Oyster Point is in the Town of Mount Pleasant, so you'd need an annual town permit, under a townwide cap of 400 and a limit of two permits per holder. HOA covenants can be stricter. See my short-term rental rules page.

What's being built near Oyster Point?

The final section of Billy Swails Boulevard broke ground in March 2026. It's a 1.4-mile road parallel to Highway 17 and Rifle Range Road, and the town expects about 18 months of construction.

More about the area: Mount Pleasant guide · all neighborhoods

Sources

Sales figures: closed residential sales recorded under the Oyster Point subdivision name in the CHS Regional MLS, Jan 1, 2026 to Oct 21, 2026. Medians, not appraisals. Deemed reliable but not guaranteed. Other details checked against the sources above on October 22, 2026; HOA rules and fees change, so get current documents before you buy.

Oyster Point, Mount Pleasant